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Anybody know about insurance laws?

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Old Dec 15, 2005 | 01:23 PM
  #1  
Fran's Avatar
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Default Anybody know about insurance laws?

Anyone know if it is truely a law or where I can go to find out if it's a law that the insurance company has to replace my bumper with oem part if I request it? I'm getting the run around with them and I wanna be armed with proof.... I don't want an aftermarket bumper and everyone keeps saying that they have to replace it with oem it's the law but the adjuster says different!
 
Old Dec 15, 2005 | 01:28 PM
  #2  
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Default RE: Anybody know about insurance laws?

as far as i know you insurance company will NOT replace aftermarket parts, they will only pay for the OEM part thats damaged.
 
Old Dec 15, 2005 | 01:29 PM
  #3  
Remmy's Avatar
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Joined: Jan 2005
Posts: 11,248
From: Charleston
Default RE: Anybody know about insurance laws?

Why yes I happen to know a little about insurance! They happen to be the biggest legal scam in the world!


Call ANOTHER insurance company, actually 2 more to get 2 opinions. Then once you get the answer, call your insurance company back up and state that you have proof. It also hurts the value of your car so they cant do it.
 
Old Dec 15, 2005 | 01:48 PM
  #4  
amg6975's Avatar
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Joined: Aug 2005
Posts: 2,821
From: Rochester, NY
Default RE: Anybody know about insurance laws?

You mean, you want a genuine Honda bumper instead of a cheap knock-off right? Because, yes, they have to if you tell them they have to. My old car got whacked pretty good once and they were going to give me cheapo stuff and I said hellll no so they fixed it with Honda parts.

PS...

Never drive faster than your guardian angel can fly.
[sm=smiley3.gif] That's my thing! My mom gave me a key chain that said that a long time ago and it's always kinda stuck with me. When my stereo is off it scrolls that saying.
 
Old Dec 15, 2005 | 05:49 PM
  #5  
AgentofDarkness's Avatar
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Default RE: Anybody know about insurance laws?

My personal favorite is "don't let your ego write a check your body can't cash" its not an exact quote (i don't even remember where i got it from) but its close enough.
 
Old Dec 15, 2005 | 06:02 PM
  #6  
ngoti 8tor's Avatar
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Default RE: Anybody know about insurance laws?

My favorite is.... "Drive it like you stole it!"
 
Old Dec 15, 2005 | 06:41 PM
  #7  
Fiirkan's Avatar
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Joined: Nov 2005
Posts: 10,485
From: Cornwall, PEI.
Default RE: Anybody know about insurance laws?

ORIGINAL: AgentofDarkness

My personal favorite is "don't let your ego write a check your body can't cash" its not an exact quote (i don't even remember where i got it from) but its close enough.
I have heard that some whre before to.... but where... WHERE!!!! it is starting to bother me

And Fran i think that they will only replace the part with the OEM one unless you had an aftermarket one on it before and the car was insured with it with that part included[:'(]
 
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