General Civic Talk Talk about the Honda Civic generally here.

first car

  #71  
Old 07-08-2009, 05:58 PM
trustdestruction's Avatar
Moderator
Join Date: May 2007
Location: FL
Posts: 11,417
Default

Parts should be like $100-150 for a timing belt, tensioner, and water pump.
 
  #72  
Old 07-08-2009, 06:53 PM
brajj's Avatar
HCF Member
Thread Starter
Join Date: Jul 2009
Posts: 291
Default first car

getting the car, 6000 loan. I have 1300 left over. What do I do. Put the money back into the low and drop my payments OR supe it up? decisons decisons.
 
  #73  
Old 07-08-2009, 06:55 PM
trustdestruction's Avatar
Moderator
Join Date: May 2007
Location: FL
Posts: 11,417
Default

well what's the monthly payment for $6000, and what's the one for $4700? And for how long?
 
  #74  
Old 07-08-2009, 07:33 PM
brajj's Avatar
HCF Member
Thread Starter
Join Date: Jul 2009
Posts: 291
Default first car

TOTAL monthly payment for a 6000dollar loan as well as with the insurance for the vehicle=272/month I make about 550-600/month at my job. My parents have really good credit and i have a 3.8GPA so i get some good breaks.
 
  #75  
Old 07-08-2009, 07:35 PM
trustdestruction's Avatar
Moderator
Join Date: May 2007
Location: FL
Posts: 11,417
Default

It's up to you man. If you feel like you can afford it just as easily and you're itching to buy a few parts, then go for it since you'll already have the extra loan money.
 
  #76  
Old 07-08-2009, 07:36 PM
brajj's Avatar
HCF Member
Thread Starter
Join Date: Jul 2009
Posts: 291
Default

oh and thats for 48months i believe its like 187/month. the insurance is like 330/6months
 
  #77  
Old 07-08-2009, 07:37 PM
brajj's Avatar
HCF Member
Thread Starter
Join Date: Jul 2009
Posts: 291
Default

scratch that 142/month for 48 and 187 for 36
 
  #78  
Old 07-08-2009, 07:39 PM
brajj's Avatar
HCF Member
Thread Starter
Join Date: Jul 2009
Posts: 291
Default

around there either way its the same rate. dont forget the extra 77 dollars that i have to pay monthly due to the fact im under 18 and on my parents insurance meaning i have to be insured on all family cars.
 
  #79  
Old 07-09-2009, 07:29 AM
Kehoe's Avatar
HCF Member
Join Date: Apr 2009
Location: Sacramento, CA
Posts: 104
Default

Originally Posted by brajj
hahaha seriously. yea i have a loan for 6k ready so Id buy this for 4500 and do whatever else possibly with the 1500.
May want to take just what you need to buy the car for the loan. If it is an auto loan for a used car of that year, the interest rate is probably a bitch. The $1500 you could likely save up over a month or two. Might be better off just saving some money and making sure you like the car before dropping too much money into it.
 
  #80  
Old 07-09-2009, 07:46 AM
brajj's Avatar
HCF Member
Thread Starter
Join Date: Jul 2009
Posts: 291
Default

^^ That sir is a mighty wise idea. Thank you
 
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Y_dolan
New Member Introductions
3
09-10-2013 11:58 AM
angel1_41
New Member Introductions
10
02-17-2010 08:21 AM
Bananaboat11
General Civic Talk
8
08-17-2007 03:36 AM
alpeffers
General Civic Talk
3
08-03-2007 02:57 AM
Dann757
Mechanical Problems & Technical Chat
9
01-04-2005 08:19 PM


Thread Tools
Search this Thread
Quick Reply: first car



All times are GMT -8. The time now is 10:14 AM.